Loans

Michael Brown & Lisa Brown

Ready with Exceptions
1000123458 · 4410 Cedar Ln, Plano, TX · Purchase
Workflow
Pre-Underwriting Intake
Target
Underwriting
Assigned
Kevin Lee
SLA
14h · 34h left

Ready for Underwriting? · Pre-Underwriting Intake requirements

  • Application (1003)RequiredSatisfied
  • Paystubs — most recent 30 daysRequiredSatisfied
  • W-2 — 2 yearsRequiredSatisfied
  • Tax returns — when self-employed or rental incomeConditionalSatisfied
  • Employment data reconciles (1003 ↔ paystub)RequiredNon-blocking: Uncertain stack position — Letter of Explanation →
  • Bank statements — latest 2 months, all pagesRequiredNon-blocking: Duplicate Bank Statement received →
  • Purchase contract — current versionConditional · Purchase transactionsSatisfied
  • Appraisal — associated with this loanRequiredSatisfied
  • Property data matches LOSRequiredSatisfied
  • Credit reportRequiredSatisfied
  • Signed borrower authorizationsRequiredSatisfied
  • Package control — every page accounted forRequiredSatisfied
Travels with the file (not blocking per workflow materiality): Duplicate Bank Statement received, Uncertain stack position — Letter of Explanation

Handoff

Ready with Exceptions

The file can proceed; non-blocking issues remain and travel with the file.

Delivery mode: Automatic on Ready
Delivery to Underwriting: Not Started

Delivery starts automatically when the loan becomes Ready.