Loans

James Wilson

Ready with Exceptions
1000123463 · 15 Prairie View, McKinney, TX · Purchase
Workflow
Pre-Underwriting Intake
Target
Underwriting
Assigned
Maria Rodriguez
SLA
9h · 39h left

Ready for Underwriting? · Pre-Underwriting Intake requirements

  • Application (1003)RequiredSatisfied
  • Paystubs — most recent 30 daysRequiredSatisfied
  • W-2 — 2 yearsRequiredSatisfied
  • Tax returns — when self-employed or rental incomeConditionalSatisfied
  • Employment data reconciles (1003 ↔ paystub)RequiredSatisfied
  • Bank statements — latest 2 months, all pagesRequiredSatisfied
  • Purchase contract — current versionConditional · Purchase transactionsNon-blocking: Two versions of Purchase Contract →
  • Appraisal — associated with this loanRequiredSatisfied
  • Property data matches LOSRequiredSatisfied
  • Credit reportRequiredSatisfied
  • Signed borrower authorizationsRequiredSatisfied
  • Package control — every page accounted forRequiredSatisfied
Travels with the file (not blocking per workflow materiality): Two versions of Purchase Contract

Handoff

Ready with Exceptions

The file can proceed; non-blocking issues remain and travel with the file.

Delivery mode: Automatic on Ready
Delivery to Underwriting: Not Started

Delivery starts automatically when the loan becomes Ready.